Features and Discounts (North Carolina)
| What it’s called |
Who qualifies |
What it gets you |
| First Accident Forgiveness |
Exchange Customers |
No surcharge for your first at-fault accident |
| Feature 15 |
Exchange Customers |
No surcharge for at-fault accidents presented on a Personal Auto Policy which has been continuously in force with ERIE for 15 or more years |
| Pioneer Experience Rating Credit (PERC) |
Exchange Customers who have been continuously insured with ERIE for at least three years and have a good claims history |
A money-saving credit which grows over time |
| Car Safety Equipment Discounts |
Those who have automobiles with:
- air bags
- anti-theft devices, (active or passive)
- anti-lock brakes on all car wheels
|
$$ Savings |
| Multi-Car Discount |
Those with 2+ cars insured with ERIE (all must be owned and used by a named insured and/or relatives residing in the same household) |
| Multi-Policy Discount |
Those with qualifying ERIE home or life insurance policies + auto insurance |
| Safe Driver Discount |
Exchange Customers who are claims and violation-free for the past 3 years |
| Reduced Usage |
If your car is unused for at least 90 consecutive days during the policy period, you may qualify. |
| Payment Plan Options |
Any Customer |
$$ Savings for Plans A & B |
Please note: This material is general in nature and for informational purposes only. Coverages,
exclusions, limitations, policy terms and conditions, and eligibility for discounts may vary from state to state and are
subject to the underwriting guidelines, rates and rules in effect at the time of purchase. Please refer to the policy
itself for definitions, coverages, exclusions and other terms and conditions.
 |
ERIE® insurance services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York). Not all companies are licensed or operate in all states. Not all products are offered in all states. Policy issuance is subject to eligibility criteria. Go to erieinsurance.com for company licensure and territory information. |
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